Kate is our Chief Operating Officer. Her BA in Economics led her to pursue a career in financial services, assisting individuals and families to work towards better financial outcomes. After graduating, she began coaching other financial advisors to help them understand and empower their clients, and in the process became passionate about creating better financial advisory firms. After shifting her focus to consulting with independent business owners, she found her dream job at TimeScale Financial. A busy mom of three, Kate enjoys her downtime and loves to travel the world to tropical beaches and to collect Italian and French pottery.
John is our Director of Risk Solutions. Having worked for operations both small and large over the years, John understands the need for a strong culture of compliance. He has dedicated his career to ensuring that transparency and clients’ best interests are at the heart of everything he does. In 2018, John earned his MBA with a focus on entrepreneurship from Babson. With well over a decade and a half of experience in the financial services industry, he joined TimeScale Financial in 2020. John enjoys playing guitar, collecting records, and reading. He recently moved to the North Shore with his wife and two children.
Dave is our Founder and Media Consultant. After spending 25 years at large Wall Street brokerage firms, Dave founded what is now TimeScale Financial to help people pursue financial independence in the way that best suits them. Since graduating from UMass Amherst’s Isenberg School of Management in 1980, Dave knew he wanted to help others improve their financial strength by teaching them how to develop sound habits. Becoming an independent advisor was a step in that direction. In 2012, Dave saw the opportunity to strengthen his team and resources by partnering with another like-minded advisor, Jim Horrocks, who merged his firm, Integrated Financial Partners, into the TimeScale Financial brand. Today’s combined firm is humbled to serve hundreds of individuals, families, and institutions by utilizing a sound foundational approach and world-class people. Outside of work, you can find Dave enjoying a glass of wine, working on his golf game, and relaxing with his family.
Zach is an Operations Coordinator at TimeScale Financial. He worked as a Senior Associate in Asset Manager Services at State Street, and as an Account Administrator at BNY Mellon prior to joining us. He believes our people, work culture, and philosophy of hospitality are our greatest assets. Zach joined our firm because of the ability to positively impact clients’ financial lives. He graduated from UMass Amherst with a BA in Economics in May of 2012. In his free time, Zach loves to travel, is a Boston sports fan, and is passionate about fitness and nutrition.
Nicole De Peña is one of our Relationship Coordinators. After graduating from St. Michael’s College with a Bachelor of Science degree in Business Administration and Economics, Nicole began her career in financial services at Charles Schwab & Co., helping individual investors reach their financial goals. She then experienced the institutional side of the business working for Loomis Sayles and Thomas Weisel. After a few years of staying home to raise her three daughters, Nicole sought to return to the workplace and joined TimeScale Financial. Away from the office, Nicole loves spending time with her girls participating in numerous activities and enjoying the beautiful beaches of the North Shore.
Sean is a Relationship Manager at TimeScale Financial. Helping others pursue their goals has always been of the utmost importance to him, leading him to a career in financial services. With experience in customer service as well as investment and marketing roles, he sharpened his skills on learning how to identify what clients want and need and how to communicate effectively. At TimeScale Financial he works with individuals, families, and plan sponsors to prioritize their goals and implement strategies and solutions to help them work towards successful results. Outside of the office, he loves spending time with his wife, his twin boys and friends.
Jim is our Chief Executive Officer. After starting his career in financial services, he recognized how overlooked the importance of developing sound financial habits was to long-term financial independence. In 2003, he founded his own firm on this principle, and in 2012, Jim partnered with Dave Caruso to ultimately co-found what is now TimeScale Financial. Jim believes that helping people assert predictability and control over their daily finances to strengthen their financial position is as empowering as it is rewarding. This philosophy is the core of everything that TimeScale Financial does. Away from the office, he enjoys boating, playing basketball, traveling with his family and discovering different cultures, languages and food.
“ People don’t care how much you know until they know how much you care.“
Director of Operations & Finance
Kate is our Director of Operations, Finance and HR at TimeScale Financial. Kate joined our team in 2006 while she was pursuing her Bachelor of Science degree in Finance at Salem State University. As the firm’s longest-tenured employee, she is also the greatest cheerleader. She is most proud of the relationships we have with our clients and the outcomes we have helped them accomplish. She is dedicated to upholding our service commitment and delivering a consistent client experience. Kate is passionate about creating an environment that emphasizes efficiency and results as much as trust and respect.
Ashley has been a Relationship Coordinator at TimeScale Financial since the Spring of 2019. Her passion for helping families improve their financial well-being led her to a career on our team. Previously, Ashley supported one of the top financial advisors in the New England market at Webster Investments in Connecticut. She holds a Bachelor’s degree in Economics and an MBA in Finance from the University of New Haven. Ashley lives on the North Shore. She loves to travel, go camping with friends, and play basketball.
Matt has been an Operations Coordinator since June of 2019. After working in the financial services industry for State Street Bank and SS&C Technologies, he gained comprehensive accounting and operations experience with ETFs and hedge funds employing a wide range of fixed-income-focused investment strategies. In 2014, Matt graduated from the Villanova School of Business with a degree in Finance and earned his CFA charter in 2019. He is passionate about sound long-term investing and building efficient operations processes to deliver the best possible level of service. Matt enjoys exploring new restaurants and breweries both local and abroad.
Lauren Mondello is one of our Operations Coordinators. She graduated with a degree in Psychology from Boston University and spent most of her career in Early Education and Hospitality. Looking to make a change, she decided to expand her customer service skills at TimeScale Financial. She is a lifelong resident of the North Shore and proud mom to two sons. Some of her passions include working out and walking on the beach with her 6-year-old German Shepard.
Camay is a Relationship Manager at TimeScale Financial. She has spent her career empowering clients to reach their personal financial planning goals, with previous roles at BNY/Mellon, Fidelity Investments, Scudder Investments and Charles Schwab & Co. She joined TimeScale Financial in 2016 to help individuals and families develop the confidence and discipline they need as they work toward financial independence. In her down time, Camay loves golfing with her husband and two daughters, relaxing on the beaches of the North Shore, and playing with their Labradoodle.
Rick is our Director of Operations, Institutions. Starting out in Relationship Management and Operations, he has over 30 years of experience with the Wyatt Company, KPMG Peat Marwick, Northeast Retirement Services and Fidelity Investments. He joined TimeScale Financial in 2017 to provide consulting and deliver streamlined solutions to our Plan Sponsors. Rick is a lifelong resident of the North Shore and enjoys rooting for the Red Sox with his wife and three sons.
Mark is a Relationship Manager. He joined TimeScale Financial after spending several years at BNY Mellon where he worked to understand and address the financial needs that are most pertinent to clients, particularly families. He became interested in personal financial planning after helping his own family members navigate the complexities of planning for their retirement. When not assisting clients with their financial futures, Mark enjoys spending time with his wife on the beach and playing basketball, running, and golfing.
Doug is a Relationship Manager at TimeScale Financial. After beginning his career consulting with financial advisors on solutions to help their clients, it inspired him to become a financial advisor. He joined TimeScale Financial in 2017 to help people pursue their goals and dreams however they define it by building a strong financial foundation. Doug is a CFP® certificate from Boston University. He lives on the North Shore with his wife and two young sons.
Joe is a Relationship Manager at TimeScale Financial. After graduating from the Johns Hopkins University with a B.A. in Economics in 2000, he spent the first part of his career working with advisors, and later transitioned to working with individual clients so he could leverage his broad industry knowledge to make a more direct impact. In his current role, Joe works with as many people as possible to build long-standing relationships that help them to achieve and enjoy financial independence. Outside of work, Joe actively serves on various boards and volunteers and enjoys singing. He lives with his wife and their two young children, their two old miniature dachshunds, and his mother, in Great Falls, VA.
Joe Yoon is currently licensed to provide investment advice under TimeScale Financial, a registered investment advisor. For more information, click here.
The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.
The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security.
Investment advice offered through OneDigital Investment Advisors, an SEC-registered investment adviser and wholly owned subsidiary of OneDigital. Investment advice also offered through TimeScale Financial, Inc., a registered investment adviser. OneDigital Investment Advisors and TimeScale Financial are separate entities.